with this sketch....
with this photo inspiration......
Here is my take on these challenges......
Paper: Textured Cardstock, Fabscraps & Wester's Pages
Organza ribbon, velvet ribbon, heart pins and heart charm from my stash
Flower: Wild Orchid Crafts
Sticker border - Miss Nelly by Kaiser Craft
Heart punches: CM and Martha Stewart
Fine point pen for stitching
Spellbinders for the card